财富阶梯
驱动架构的是复杂性，而非净资产规模。复杂性往往以可预见的顺序到来。以下为示意性框架，不构成任何规划方案。
专业领域
一个资料库，涵盖十八个板块，覆盖实质性财富所涉及的每一个专业领域。
财富
财富管理
财富增长过程中复杂性的演变：各专业领域概览，以及从1,000万美元到10亿美元及以上的财富阶梯。
投资
投资
配置、风险与治理：大额投资组合的设计与管理之道。
投资
公开市场
股票、债券、基金及机构级投资技术：从直接指数化到领口策略与交换基金，一应俱全。
投资
私募市场
私募股权、风险投资、私募信贷、二级市场，以及每笔承诺背后的基金运作机制。
投资
房地产
直接持有、基金、交易所、土地：房地产既是投资组合，也是经营性业务。
投资
生活方式资产
艺术品、飞机、游艇、葡萄酒、名车：以清醒认知持有的热情资产。
规划
税务
统筹规划、资本利得、税务居所、合规申报：最大的可控成本，以结构化方式深入解析。
规划
遗产规划
转让税、法律文件与传承安排：决定谁在何时、以何种方式获得什么。
规划
Trust
从可撤销信托基础知识，到 GRAT、dynasty trust 及设立地选择：传承与保护的制度机制。
规划
慈善
DAF、基金会、分益信托，以及善用捐赠的专业之道。
规划
保险
从伞式保险到PPLI：针对人身、住宅、收藏品与董事责任的风险转移方案。
规划
风险管理
网络安全、人身安全、欺诈防范、集中风险、杠杆风险：覆盖整体资产负债表的风险视角。
规划
银行与信贷
私人银行、托管及融资，涵盖从投资组合到艺术品的各类资产。
家族
Family Office
应对复杂性的组织方案：family office的职能、成本，以及家族何时选择建立。
家族
家族治理
家族章程、议事会、家族会议、决策权划分：家庭如何共同作出决定。
家族
下一代
培育有担当的继承人：教育、沟通、婚前协议与传承准备。
家族
全球财富
跨境家庭、申报制度、居留项目与全球银行业务。
家族
专业人士
构建与评估顾问团队，以及服务于实质性财富的真实机构目录。
必读内容
编辑们反复引用的核心词条。
银行与信贷
Private Banking
Private banking is a bundled suite of financial services, lending, deposit management, custody, and often investment management…
7 分钟阅读 银行与信贷 Securities-Based LendingSecurities-based lending allows families to borrow against the market value of an investment portfolio without selling the…
8 分钟阅读 遗产规划 Estate Planning: The LandscapeEstate planning is the process of deciding who receives your assets, when and how they receive them, under what conditions and…
8 分钟阅读 遗产规划 Estate and Gift TaxesEstate and gift taxes are federal transfer taxes imposed when wealth passes from one person to another, either during life (gift…
7 分钟阅读 遗产规划 Business Succession PlanningBusiness succession planning addresses how a family-owned or closely held company transitions ownership and leadership to the…
8 分钟阅读
Family Office
Family Offices, Explained
A family office is a private organization (ranging from a small coordinating team to a full institutional staff) that manages the…
7 分钟阅读
全球财富
Global Wealth
Global wealth refers to family wealth that spans multiple countries, whether through cross-border investments, real estate in…
8 分钟阅读
家族治理
Family Governance
Family governance is the set of structures, processes, and shared agreements that allow a family with substantial wealth to make…
8 分钟阅读 保险 Insurance for Substantial WealthInsurance for substantial wealth is the deliberate transfer of financial risk to a carrier or specialty market, structured as…
8 分钟阅读 保险 Umbrella and Excess LiabilityUmbrella and excess liability insurance sits above a family's existing home, auto, and other underlying policies, providing an…
8 分钟阅读股票指数
| S&P 500 | 7,637.8 | 1.14% | |
| Nasdaq Composite | 26,418 | 1.69% | |
| Dow Jones Industrial | 51,778 | 0.61% | |
| Euro Stoxx 50 | 6,252.0 | -0.97% | |
| Nikkei 225 (Japan) | 65,019 | 1.38% | |
| ASX 200 (Australia) | 8,723.1 | -0.11% |
美国国债收益率曲线
| U.S. Treasury 10-Year | 5.01% | 0.0100pp | |
| U.S. Treasury 2-Year | 4.74% | 0.0700pp | |
| U.S. Treasury 30-Year | 5.35% | -0.0100pp | |
| U.S. Treasury 5-Year | 4.86% | 0.0300pp |
数据台每日市场数据自动摘要
NZD/USD slips 0.28% to 0.5760 on September 15 Markets · Sep/15 07:40 UTC USD/JPY rises 0.38% to 154.88 on September 15 Markets · Sep/15 07:40 UTC WTI Crude climbs 1.65% to $103.06/bbl on September 15 Markets · Sep/15 07:40 UTC Brent Crude rises 1.66% to $107.43/bbl on September 15 Markets · Sep/15 07:40 UTC ServiceNow gains 7.41% to $142.35 on September 15 Markets · Sep/15 07:40 UTC报价延迟 15–20 分钟以上。数据来源：Financial Modeling Prep；收益率来自 FRED（官方系列）。债券变动以百分点（pp）计。
Estate & Tax
A 'Disciplined Simplicity' Approach to Estate Planning ↗
WealthManagement.com · Sep/16 15:49 UTC
Estate & Tax
Estate Planning for Embryos ↗
WealthManagement.com · Sep/16 14:23 UTC
Family Offices
People Moves: $29B Choreo Hires Chief People Officer From Edelman Financial ↗
WealthManagement.com · Sep/15 18:35 UTC
Family Offices
AlphaCore Seeds Family Office Division with $5B Streamline Acquisition ↗
WealthManagement.com · Sep/15 13:00 UTC
Luxury & Collecting
GameStop now generates more revenue from collectibles than videogames ↗
MarketWatch · Sep/09 10:06 UTC
Philanthropy
Biggest foundations barely donate enough to charity ↗
Financial Planning · Sep/15 18:23 UTC
Private Markets
Columbia Threadneedle, Hamilton Lane Partner on Public/Private Products ↗
WealthManagement.com · Sep/15 19:32 UTC
Wealth Industry
$4.3 Billion Ameriprise Team Launches RIA With Dynasty ↗
AdvisorHub · Sep/17 20:34 UTC
来自词汇表
Total Value to Paid-In TVPIA private-fund performance ratio calculated by dividing the sum of all distributions and…
Excess LiabilityInsurance that provides additional coverage limits directly above a specific underlying…
IntestacyThe legal condition of dying without a valid will, causing the state's default…
SitusThe legal jurisdiction, typically a U.S. state or foreign country, whose laws govern a…
GP CommitmentA GP commitment is the amount of their own capital that a fund's general partner invests…
CollarA collar is an options strategy that limits both the downside loss and upside gain on a…
完整词汇表 →