إخلاء المسؤولية

Educational publication only. UHNW Global publishes educational explainers, reference data, calculators, news links and directory listings about the financial issues of substantial wealth, for research and educational purposes only. It is not investment advice, legal advice, tax advice, accounting advice, or insurance advice, and nothing here is an offer, solicitation, or recommendation to buy, sell, or hold any security, fund, currency, commodity, digital asset, insurance product, or other instrument, nor to adopt any legal or tax structure.

No professional relationship. UHNW Global is not a registered investment adviser, broker-dealer, law firm, accounting firm, tax adviser, insurance producer, placement agent, investment bank, fiduciary, or family office. Reading this site creates no adviser–client, attorney–client, or accountant–client relationship. Strategies and structures described here may be inappropriate or unavailable in a particular situation — a qualified attorney, CPA, investment adviser, or insurance professional should evaluate whether any approach fits a particular family.

No individualized content. The site does not know your finances and does not tailor anything to them. Wealth-level pages are illustrative educational frameworks, not plans. Calculator outputs are arithmetic on your own hypothetical inputs and stated assumptions, not projections or recommendations.

Figures go stale. Tax rates, exemption amounts, thresholds, and program rules change with legislation and regulation; this site deliberately avoids stating them, and anything that slips through may be outdated the day you read it. Verify every figure with a professional before acting.

Data limitations. Market quotes are delayed/indicative (typically 15–20+ minutes) and shown with observation times; they are not real-time tradable prices. While data comes from providers and official series we believe reliable (Financial Modeling Prep; FRED — U.S. Treasury and OECD series), we cannot guarantee accuracy, completeness, or timeliness.

AI assistance. Portions of the content and data compilation are produced with AI-assisted research and writing under editorial rules; such content is labeled and dated. Errors are possible — report them via the contact page.

Directory listings. Organizations listed in the directory appear alphabetically, without compensation, and without ranking or endorsement. Their inclusion is a factual starting point for a family's own diligence, nothing more.

Your responsibility. Any action taken on the basis of information on this site is strictly at your own risk. See the Terms of Use for the liability limitation that governs all use of this site.