编辑政策

Education, never advice. This is the site's first rule and its legal foundation. No page tells a reader what they should do with their money. The library explains what things are, how they work, their tradeoffs, and the questions worth asking — decisions belong with each family and its qualified professionals. Content that frames a recommendation is a defect and is corrected on report.

Impersonal by design. Nothing on the site adapts to a visitor's finances. There are no accounts, no questionnaires about assets, no suitability flows. Calculators run arithmetic on hypothetical inputs the visitor chooses and label every assumption.

No current-law figures. Tax rates, exemption amounts, and thresholds change. Entries describe structure and history qualitatively and direct readers to professionals for current figures. Where a calculator needs such a figure, it is an input, not an assertion.

AI-written content, labeled. Encyclopedia entries and glossary terms are drafted with AI assistance against a fixed editorial specification and compliance rules, and carry a visible review date. Research-desk briefs are written by AI from the site's own cached data and are labeled as such wherever they appear. The Ask feature answers only from the site's own content and data, under the same no-advice rules.

Real news only. The News page contains only items from real, named publishers, each linking to the original article. Nothing is fabricated, paraphrased into house articles, or padded with placeholders — an empty feed is shown honestly as empty.

Directory neutrality. Directory listings are factual, alphabetical, and uncompensated. Inclusion is not a ranking or endorsement; dead links are hidden by an automated weekly audit rather than shown broken.

Corrections. Errors reported via the contact page are reviewed and corrected on the page itself; entries display their last-reviewed date.