Definisi
A will that automatically directs any assets left outside a trust at death into that trust, ensuring the trust's terms govern their ultimate distribution.
A pour-over will acts as a safety net in estate planning. When someone establishes a revocable living trust, the intention is typically to transfer most assets into that trust during their lifetime. But assets can be overlooked — a bank account opened late, a small inheritance received unexpectedly, or a lawsuit settlement arriving after death. The pour-over will catches those stray assets and funnels them into the trust.
The practical benefit is consistency: rather than having some assets governed by the trust's careful instructions and others distributed under a separate will with different terms, everything ultimately follows the same plan. A hypothetical executive who had meticulously funded her trust but forgot to retitle a brokerage account opened just before her death would have that account "poured over" into the trust by this mechanism.
An important limitation: assets that pour over through the will still pass through probate first before reaching the trust. They do not bypass probate automatically. This means the privacy and efficiency advantages of the trust apply only to assets already inside it at death. Pour-over wills work alongside — never instead of — careful lifetime trust funding. Families should ask their estate attorney how frequently the trust's asset schedule is reviewed and updated to minimize what actually needs to pour over at death.
Terakhir ditinjau August 25, 2026 · Kebijakan Editorial
